We understand that our clients do not have exactly the same concerns and will work to provide effective legal representation at a reasonable rates.
We help buyers, sellers, and lenders in the Iowa Quad Cities navigate every step of the real estate process, with reliable legal support and secure title protection through the Iowa Title Guaranty program.
Our firm provides comprehensive legal support during every phase of the transaction. We prepare and review purchase agreements, resolve defects in title, ensure compliance with Iowa real estate laws, and coordinate closings in partnership with lenders, brokers, and underwriters. With local insight and statewide experience, we help clients avoid costly surprises and move forward with confidence.
Unlike most states, Iowa uses a public system for title assurance. We guide you through obtaining Title Guaranty coverage—offering secure, affordable protection backed by the state.
From contracts to closings, we deliver personalized, detail-oriented legal support for residential and commercial real estate matters in Davenport, Bettendorf, and beyond.
In Iowa, real estate transactions are often backed by the Iowa Title Guaranty program—a state-managed alternative to private title insurance. It offers peace of mind for buyers and lenders by protecting against hidden title issues like unpaid liens, boundary disputes, or filing errors. Whether you’re purchasing your first home in Bettendorf or handling a commercial property deal in Davenport, ensuring clear title is critical to a smooth closing.
In Iowa’s portion of the Quad Cities, real estate transactions are governed by a mix of local regulations and statewide legal requirements. Whether you’re purchasing a home in Bettendorf, selling commercial property in Davenport, or refinancing farmland in Scott County, real estate law in Iowa requires close attention to documentation, ownership rights, and title clarity. Legal oversight ensures that contracts are valid, disclosures are properly made, and your transaction complies with both state and municipal requirements.
Unlike most states that rely on private title insurance companies, Iowa offers a unique state-run system known as Title Guaranty, administered through the Iowa Finance Authority. This program provides protection against unknown title defects—such as undisclosed liens, boundary disputes, clerical errors, or claims by prior owners. Title Guaranty offers the same security as traditional title insurance, but often at a lower cost and with a simplified process. If you’re purchasing real estate in Iowa, especially with financing, Title Guaranty is often required by lenders and highly recommended for buyers.
Although the Title Guaranty program streamlines coverage, the process of ensuring a clean title still demands legal precision. A qualified real estate attorney plays a critical role in reviewing abstracts, resolving defects, preparing closing documents, and coordinating between parties—especially when dealing with inherited property, commercial deals, or properties with prior encumbrances. In fast-growing Iowa markets like Davenport or Bettendorf, where real estate turnover is increasing, having legal counsel helps prevent costly delays and protects your investment long-term.
Our legal team understands the nuances of real estate transactions in the Iowa Quad Cities and works directly with the Title Guaranty division to secure timely, accurate certifications. We help ensure every transaction closes cleanly and confidently—whether it’s a single-family home, a multi-unit rental, or a piece of undeveloped land. From first-time buyers to seasoned investors, our firm provides the local expertise and legal precision needed to protect your property rights.
It’s a state-run program that ensures clear ownership of real estate by protecting against unknown title issues—similar to private title insurance, but more affordable and streamlined.
If you’re financing your purchase, most lenders will require it. Even if you’re paying cash, it’s still a smart protection against title defects or ownership challenges.
It can cover unpaid taxes, undisclosed heirs, filing errors, forged signatures, survey disputes, and more.
Yes. We offer full legal support for real estate transactions—including drafting offers, handling disputes, reviewing disclosures, and ensuring your closing complies with state law.
Not at all. We handle both residential and commercial transactions throughout the Iowa side of the Quad Cities.
If you need experienced legal guidance, don’t wait. Contact the attorneys at Mason & Scott, P.C. today to schedule your consultation. We’re here to protect your rights, guide you through your options, and help you move forward with confidence.
